Polk City Homes under $350,000

Polk City Homes under $350,000

Welcome to Polk City, Iowa, a charming community that beautifully blends small-town charm with modern conveniences. Nestled in the heart of Polk County, this picturesque city is just a short drive from the vibrant capital of Des Moines, making it an ideal location for those who appreciate a tranquil lifestyle without sacrificing access to urban amenities.

Polk City boasts a rich history and a strong sense of community spirit. With its scenic parks, including the popular Lake Polk and the expansive Big Creek State Park, outdoor enthusiasts will find plenty of opportunities for hiking, fishing, and picnicking. The city's welcoming atmosphere is complemented by local events throughout the year, fostering connections among residents and creating lasting memories.

For homebuyers seeking affordability without compromising on quality, Polk City offers an impressive selection of homes priced under $350,000. Whether you're a first-time buyer, a growing family, or looking to downsize, you’ll find a variety of options that cater to different lifestyles. From charming single-family homes with spacious yards to cozy townhouses in friendly neighborhoods, Polk City has something for everyone.

With excellent schools, well-maintained streets, and a strong sense of community, Polk City is more than just a place to live; it’s a place to thrive. Discover your dream home in this delightful city, where you can enjoy the perfect balance of comfort, community, and affordability. Come experience the charm of Polk City, where your next chapter awaits!

Newest Polk City Homes under $350,000

314 E Wood Street, Polk City
$290,000
3 Beds ⋅ 2 Baths ⋅ 750037 MLS
Located in the heart of Polk City, this updated 3 bedroom, 2 bath ranch home offers just under 1,400 sq ft of comfortable living space. Walk to the downtown square and enjoy easy access to Saylorville Lake trails right off the side of the property. Situated n a .3-acre lot with a garden area, the home also features an oversized, insulated 2-car detached garage and an extra-wide driveway for additional parking. The modern kitchen shines alongside numerous updates: new roof (2020), HVAC (2024), and water heater and water softener (2025). LED lighting in the kitchen and living room is Alexa/Google compatible. MyQ garage openers and Reolink security cameras included. Move-in ready with smart features and a prime location.

314 E Wood Street, Polk City
101 Walker Street, Polk City
$169,000
3 Beds ⋅ 2 Baths ⋅ 749683 MLS
Opportunity awaits in a highly desirable Polk City location! This 3-bedroom, 2-bathroom home offers a large living area and plenty of space to create the home you’ve been envisioning. The property needs significant work, but the possibilities are here to make it your own and add value along the way. Outside, you’ll find a large detached garage, multiple storage sheds, a spacious deck, fenced yard, and a dedicated pad ready for a future pool. With a great location and an impressive amount of garage, storage, and outdoor space, this property offers plenty of potential for the right buyer.

101 Walker Street, Polk City
1104 Phillips Street, Polk City
$325,000
3 Beds ⋅ 3 Baths ⋅ 749325 MLS
Welcome home to this great 2 story featuring 3 bedrooms, 2.5 baths, and a 2 car attached garage! Enjoy the welcoming front deck and the large back deck overlooking the fully fenced-in backyard, complete with a shed for extra storage. Inside, the spacious dining area offers plenty of room for a large table and flows seamlessly into the living room and kitchen, making entertaining a breeze. The updated kitchen features ceiling height cabinetry, tile backsplash, granite countertops, and a fun pantry/coffee bar nook. All kitchen appliances stay, including the washer/dryer. A convenient half bath completes the main level. Upstairs, you'll find a spacious primary suite, two additional bedrooms, and a full bathroom. The finished basement provides flexible additional living space, a great workout area, or whatever best fits your needs, along with a non-conforming office area and a fantastic laundry space. Conveniently located close to the square, shopping, dining, and other amenities. Don't miss the opportunity to make this one your new home!

1104 Phillips Street, Polk City
1001 Lyndale Drive, Polk City
$299,000
4 Beds ⋅ 2 Baths ⋅ 749088 MLS
Well cared for and refreshed duplex with strong rental history, no vacancies, and room for income growth. 1003 Lyndale just received fresh paint and carpet and is ready to rent. Or perhaps you'd like to live on one side and rent the other as a source of income? 1001 and 1003 Lyndale features 2 bedrooms and individual garages. Both units feature central air units and high efficiency heat pumps for heat. Tenants pay for all utilities, water, and trash. Duplex units seldom become available in Polk City. These units have been well cared for and have a very strong rental history. Call today to schedule a tour of your next investment property.

1001 Lyndale Drive, Polk City
309 Tyler Street, Polk City
$279,900
4 Beds ⋅ 2 Baths ⋅ 748694 MLS
Excellent investment opportunity in Polk City! Well cared for duplex with a strong rental history, no vacancies, and room for income growth. Both 309 and 311 Tyler feature 2 bedrooms and individual garages. Tenants pay for all utilities, water, and trash. Property currently occupied by tenants. Please allow 24 hrs notice. Properties like this do not come available in Polk City very often. Call to make this one yours!

309 Tyler Street, Polk City
1209 Bel Aire Road, Polk City
$300,000
4 Beds ⋅ 2 Baths ⋅ 748625 MLS
Welcome home to this charming split level property featuring 4 bedrooms, 2 full bathrooms! From the moment you step inside, you?ll appreciate the inviting layout, and spacious living room perfect for relaxing or entertaining family and friends. The kitchen is sure to impress with beautiful backsplash, granite countertops, and stainless steel appliances. The home features a comfortable flow from the living room into the kitchen and dining areas, making it easy to enjoy time together. Several important updates have been completed over the years, including the roof, soffit, and fascia, kitchen and flooring updates were completed in 2020, providing a solid foundation for the next owner to make the home their own. In 2024 the furnace and AC was replaced. This practical floor plan offers plenty of space and flexibility, making it easy to envision yourself settling in and enjoying this home for years to come. Outside, the generously sized yard provides plenty of room for gatherings, play, gardening, or enjoying warm spring and summer days. The oversized 2 car garage has an additional work space perfect for future projects. Located in the welcoming community of Polk City, you'll enjoy small town living while still having convenient access to big time amenities in Des Moines. With so many updates already completed, this home is truly a must see! All information obtained from seller and public record.

1209 Bel Aire Road, Polk City
401 Summer Street, Polk City
$299,900
3 Beds ⋅ 2 Baths ⋅ 746112 MLS
Don’t miss this move-in-ready gem! This beautifully updated 3-bedroom ranch sits on a desirable corner lot and offers over 1,600 square feet of finished living space. From the moment you walk in, you’ll appreciate the fresh updates, spacious layout, and convenient main-floor laundry. The oversized 2-car garage provides plenty of room for vehicles, storage, or your favorite hobbies. Need more space? The unfinished lower level is ready for your vision and offers endless possibilities for additional living space, a home office, gym, or extra bedroom. Even better, this home qualifies for USDA financing for eligible buyers! Whether you’re a first-time buyer, looking to downsize, or simply searching for a home that’s truly move-in ready, this one checks all the boxes. Great location, great value, and nothing left to do but unpack! Schedule your showing today. Don’t have an agent? Give me a call, and I’d be happy to show you everything this fantastic home has to offer!

401 Summer Street, Polk City
525 W Trace Drive, Polk City
$309,900
4 Beds ⋅ 3 Baths ⋅ 745932 MLS
Amazing pond views and relaxation await in this updated townhome. Home has had many improvements including LVP flooring and updated appliances. The association takes care of the yard work and snow removal while you enjoy the pond view from your screened in deck that has to be seen to be appreciated. The first floor is an open concept with fireplace, master bedroom, master bathroom, a second non-conforming bedroom/office, and another full bathroom. The spacious kitchen includes updated appliances, granite countertops, and plenty of cabinet space. The first floor laundry is very convenient as well. The walkout basement includes two bedrooms, a full bathroom, and large family room. Plenty of room for any family! Located near the new Polk City elementary. Come see it today!

525 W Trace Drive, Polk City
905 W Broadway Street, Polk City
$229,000
2 Beds ⋅ 1 Baths ⋅ 745137 MLS
Bring your vision and transform this home into something special. Nestled on over 3 acres in Polk City, this 2-bedroom, 1-bath home offers plenty of space to spread out. This property also features a detached 2-car garage and ample potential for those looking to renovate, invest, or build equity. This property is ready for its next chapter. The home is being sold AS IS and will require repairs and updates, making it an excellent opportunity for buyers looking to make it their own.

905 W Broadway Street, Polk City
949 Hillside Place, Polk City
$349,990
4 Beds ⋅ 3 Baths ⋅ 734419 MLS
Welcome to the Bellhaven in Creekview Estates - a two-story home with 4 bedrooms, 2.5 baths, and 2,053 sq. ft of living space for everyday living and entertaining. Step inside to find a versatile front flex room—ideal for a home office, playroom, or formal dining. A hallway leads to a guest half bath and an open-concept living space filled with natural light, highlighted by an electric fireplace and large windows. The kitchen boasts a large island, white cabinetry, stainless steel appliances, a walk-in pantry, and connects seamlessly to the dining area. Upstairs, you'll find a central laundry room, three spacious secondary bedrooms, and a full bath with double vanities. The private primary suite includes a walk-in shower, dual sinks, private water closet, and two walk-in closets for ultimate convenience. This home includes smart features and a full unfinished basement. Visit today for a personal tour! Photos similar to.

949 Hillside Place, Polk City
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