Polk City Homes with Finished Basement

Polk City Homes with Finished Basement

Polk City, located in Polk County, Iowa, is a charming city that offers a great quality of life for its residents. With its small-town atmosphere and close proximity to larger cities like Des Moines, Polk City strikes the perfect balance between tranquility and convenience.

One of the standout features of homes in Polk City is the abundance of properties with finished basements. Whether you're looking for additional living space, a home office, or a recreational area, these homes provide the perfect solution. Finished basements offer endless possibilities for customization, allowing homeowners to create the space of their dreams.

Not only do finished basements add value and functionality to a home, but they also provide additional square footage without the need for costly renovations or expansions. Whether you're hosting a family gathering, setting up a home theater, or simply looking for extra storage space, a finished basement can meet all your needs.

Polk City boasts a variety of homes with finished basements, ranging from cozy bungalows to spacious family homes. With a range of architectural styles and price points to choose from, there is something to suit every taste and budget.

If you're in the market for a new home in Polk City, be sure to explore the options available with finished basements. Not only will you enjoy the added benefits of extra space and functionality, but you'll also be investing in a property that offers long-term value and potential.

Newest Polk City Homes with Finished Basement

$324,900
4 Beds ⋅ 3 Baths ⋅ 745932 MLS
Amazing pond views and relaxation await in this updated townhome. Home has had many improvements including LVP flooring and updated appliances. The association takes care of the yard work and snow removal while you enjoy the pond view from your screened in deck that has to be seen to be appreciated. The first floor is an open concept with fireplace, master bedroom, master bathroom, a second non-conforming bedroom/office, and another full bathroom. The spacious kitchen includes updated appliances, granite countertops, and plenty of cabinet space. The first floor laundry is very convenient as well. The walkout basement includes two bedrooms, a full bathroom, and large family room. Plenty of room for any family! Come see it today!

525 W Trace Drive, Polk City
$325,000
3 Beds ⋅ 3 Baths ⋅ 745706 MLS
This home offers the perfect blend of comfort, style, and convenience with 1,948 sq ft of finished living space. Beautiful ranch townhome in Polk City.'s desirable Crossroads at the Lakes, where you will enjoy privacy and ease with no mowing or snow removal. Inside, the open-concept design features LVP flooring, a spacious kitchen with granite countertops, stainless steel appliances (all included), a large island, and a walk-in pantry. The family room boasts a gas fireplace, abundant natural light. Enjoy the covered deck perfect for relaxing or entertaining. The oversized primary suite includes a walk-in closet and en-suite bath with dual vanities. A second bedroom, full bath, and convenient laundry/mudroom complete the main floor. The finished lower level adds even more living space with a large family room, third bedroom, full bath, and generous storage. Super clean garage with storage overhead. HOA $175 monthly. Located near Saylorville Lake, Big Creek State Park, TCI Golf Course, and the charming Polk City town square, this home offers the perfect balance of small-town living with easy access to the metro. This one is "Better than new"! Plan your tour today!

812 Pinehurst Way, Polk City
$495,500
5 Beds ⋅ 3 Baths ⋅ 745482 MLS
Meticulously maintained inside and out, this beautiful 5-bedroom ranch is ready to welcome its next owners. From the manicured professional landscaping to the fresh paint inside/out to the extensive list of updates, pride of ownership is evident throughout. Major improvements include a new roof (2024), radon mitigation system, fenced in backyard, patio and a newer composite deck and all kitchen appliances/washer/dryer! The main level features 3 bedrooms, 2 baths, family room that opens to kitchen, an eat in area and dining area, pantry, plus a great drop zone in the laundry room. The lower level will quickly make you the GO-TO home for all things fun with its spacious family room, wet bar, finished toy area under stairs, 2 addl bedrooms and full bath! For added confidence, the home has also been pre-inspected. Location is the cherry on top! Situated literally across the street from Marina Cove Park, you'll enjoy easy access to Saylorville Lake, walking trails, and outdoor recreation just steps from your front door. Move-in ready, thoughtfully updated, and in an incredible location! This is one you'll want to see in person!

1380 E Pine Ridge Drive, Polk City
$950,000
5 Beds ⋅ 5 Baths ⋅ 745335 MLS
Better than new and loaded with upgrades you couldn't recreate at this price, this exceptional custom-built ranch is situated on a private lot and offers luxury, quality, and efficiency throughout. This 5-bedroom, 5-bath home features geothermal HVAC, a precast foundation with an excavated storage/safe room beneath the garage, heated garage floors with a ductless mini-split, radiant in-floor basement heat, steam shower, home theater, full lower-level kitchen, surround sound, security system, whole-home generator, and countless thoughtful upgrades. The backyard is an entertainer's dream with a heated in-ground pool featuring a waterfall, four deck jets, basketball hoops, volleyball setup, app-controlled variable-speed pumps, automatic chemical feeder, double Trex decks, pergola, irrigation system, and mature trees for exceptional privacy. A truly one-of-a-kind home that would cost substantially more to build today.

1824 Falcon Drive, Polk City
$549,000
4 Beds ⋅ 3 Baths ⋅ 744836 MLS
Welcome to Your Dream home...This lovely 4 bed (3 on main floor and 1 in the basement) 3 bath ranch home offers over 2500 sq. ft. of finished space. Home features an open floor plan with a gorgeous fireplace. Kitchen includes stainless steel appliances, quartz countertops, backsplash and a spacious pantry. Master bathroom features his/hers vanity, tile shower and a large walk in closet. Main floor also features a 2nd & 3rd bedroom, full bath, laundry room, mudroom as well as a dining room and sunroom. Lower lever features a family room, additional bedroom, full bathroom and lots of storage area. Home also concrete patio, irrigation, landscaping and much more. All information obtained from seller and public records.

1875 E Autumn Trail Circle, Polk City
$434,900
4 Beds ⋅ 3 Baths ⋅ 743057 MLS
Crossroads at the Lakes is the perfect balance of small-town feel, yet close enough to the metro to have big-town conveniences. This community is only 20 minutes north of Des Moines and 10 minutes from communities like Ankeny, Johnson and Grimes. This neighborhood features many home plans that includes the popular Jasmine ranch. This spacious main floor features open-concept living with a vaulted ceiling and a kitchen with an island and pantry. The main level also features three bedrooms and two baths. Finished lower level provides a huge family room, fourth bedroom and additional bath. Hardie-siding, 15-year water proofing foundation, LVP flooring, passive radon system and more! Close proximity to Big Creek State Park, Saylorville Lake, the Tournament Club of Iowa and Jester Park. Hubbell Homes' Preferred Lenders offer $1750 in closing costs. Not valid with any other offer and subject to change without notice

608 Walker Street, Polk City
$444,900
4 Beds ⋅ 3 Baths ⋅ 743056 MLS
Crossroads at the Lakes is the perfect balance of small-town feel, yet close enough to the metro to have big-town conveniences. This community is only 20 minutes north of Des Moines and 10 minutes from communities like Ankeny, Johnson and Grimes. The spacious main level of the Cedar Ranch showcases open-concept living with a fireplace, and a kitchen with an island and corner pantry, covered deck, along with three bedrooms and two bathrooms on the main floor. Additional features include a 15-year waterproof foundation, LVP flooring, a passive radon system, and more. When using one of Hubbell Homes’ Preferred Lenders, buyers may receive $1,750 toward closing costs; incentive not valid with any other offer and subject to change without notice.

715 E Bridge Road, Polk City
$439,900
4 Beds ⋅ 3 Baths ⋅ 743055 MLS
Crossroads at the Lakes is the perfect balance of small-town feel, yet close enough to the metro to have big-town conveniences. This community is only 20 minutes north of Des Moines and 10 minutes from communities like Ankeny, Johnson and Grimes. The popular WL Fraser ranch features an open concept main level with a vaulted ceiling, fireplace and kitchen with a huge island and pantry and a covered deck. The primary oasis features a walk-in closet and dual vanities. Finished lower level has a large family room, fourth bedroom and 3/4 bathroom. Hardie-siding, 15-year water proofing foundation, LVP flooring, passive radon system and more! Close proximity to Big Creek State Park, Saylorville Lake, the Tournament Club of Iowa and Jester Park. Hubbell Homes' Preferred Lenders offer $1750 in closing costs. Not valid with any other offer and subject to change without notice.

719 E Bridge Road, Polk City
$699,900
4 Beds ⋅ 5 Baths ⋅ 743394 MLS
Rare Opportunity in the Heart of Polk City! This spacious 4-bedroom, 5-bath ranch offers nearly 4,000 finished square feet on over an acre of beautifully wooded land, all within city limits and adjacent to a city park. Enjoy the perfect blend of privacy, space, and convenience with mature trees, expansive outdoor living areas, and a prime location just minutes from schools, trails, Saylorville Lake, and local amenities. The main level features a welcoming family room with a wood-burning fireplace, formal dining room, and an open-concept kitchen with breakfast bar, ample cabinetry, informal dining area, and hickory flooring. The spacious primary suite includes a walk-in closet and private bath, while two additional bedrooms, a full bath, and a versatile cedar-lined room provide flexibility for guests, hobbies, or a home office. Relax on the private deck overlooking the beautifully landscaped yard and mature trees. The heated 3-car attached garage includes interior water access and floor drains. A separate 2-car garage provides additional space for vehicles, boats, campers, or recreational toys. The walkout lower level is ideal for multi-generational living, featuring a private entrance, full kitchen, living room, bedroom, bath, workshop, flexible bonus space, ample storage, and direct garage access. New roof in 2024.  A truly rare in-town acreage offering space, privacy, and versatility in one of Polk City's most desirable locations.

813 W Washington Avenue, Polk City
$474,000
4 Beds ⋅ 3 Baths ⋅ 743373 MLS
Enjoy the best of Polk City living in this beautifully maintained home located in the desirable Marina Cove Neighborhood, just minutes from Saylorville Lake marina and waterfront dining. From the moment you step inside, you'll appreciate the welcoming entryway and thoughtfully selected finishes that carry throughout the main level. This well-appointed home offers 4 bedrooms and 3 bathrooms, providing plenty of space for everyday living and entertaining. Outside you'll love the covered deck overlooking the fully fenced backyard, complete with a concrete patio and luxury hot tub, creating the perfect space to relax or host guests. The professionally finished lower level is designed for entertaining, featuring a fully equipped wet bar with high-end refrigerators, kegerator, and microwave, along with an integrated sound system, cozy living area, and stylish full bathroom. Additional highlights include an epoxy-coated garage floor, Goalsetter basketball hoop, garage bar area, and numerous upgrades throughout. Combining exceptional indoor and outdoor living spaces with an unbeatable location near Saylorville Lake, this home offers a lifestyle you'll be proud to call your own.

1488 Marina Cove Drive, Polk City
$659,000
5 Beds ⋅ 3 Baths ⋅ 742894 MLS
Welcome to the Oakhill II plan, 5 bedroom, 3 bath home with finished walkout lower level - perfect for extended living or entertaining. The main floor offers and open layout with bright living area, modern kitchen with walk-in-pantry with cabinets & grocery door. Good size master bedroom with private bathroom features his/hers vanity, shower and a large walk in closet. Main floor also features 2nd & 3rd bedroom, full bath, laundry room, mudroom as well as a dining room. Lower lever features family room, two additional bedrooms, full bathroom, wet bar and lots of storage area. Enjoy outdoor living with a covered deck, large concrete patio, and irrigation system. The extra-wide 3rd stall garage provides plenty of room for vehicles, a boat, or extra toys. This home combines thoughtful design, modern finishes, and plenty of space for today's lifestyle! All information obtained from seller and public records.

197 E Bridge Circle, Polk City
$699,999
4 Beds ⋅ 5 Baths ⋅ 742135 MLS
Truly one-of-a-kind, this captivating 3-story home blends charm, distinctive character, and exceptional craftsmanship just minutes from all the recreation and beauty of Saylorville Lake. Nestled on a one-acre lot, the home showcases remarkable woodwork, thoughtful design, and custom details throughout every level filled with natural light. Offering 4 bedrooms, 5 bathrooms, and an additional non-conforming room, this residence provides an abundance of flexible living space suited for both everyday comfort and entertaining. Zoned geothermal heating and cooling with individual thermostats on each floor ensures efficient, personalized comfort throughout the entire home. The main level features a beautiful kitchen, formal dining space, flexible living room, and a dedicated office, all designed to balance functionality and livability. The finished basement serves as the perfect flex space ideal for a media room, fitness area, playroom, or additional entertaining space. Additional highlights include an expansive three-car garage, central vacuum system, and a covered wraparound porch that creates the perfect setting to relax, unwind, and enjoy the peaceful surroundings. All information obtained from sellers and public records.

10277 NW 38th Street, Polk City
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